Bank of India (BOI), a leading public sector bank in India, has announced a major recruitment drive for the year 2026. As per the latest notification, the bank is inviting applications for 514 Credit Officer posts under different management scales. This recruitment offers an excellent opportunity for experienced banking and finance professionals to join a reputed nationalized bank.
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Bank of India Recruitment 2026-Overview |
| Overview | |
| Organization Name | Bank of India (BOI) |
| Post Name | Credit Officer |
| Total Vacancies | 514 |
| Job Location | Across India |
| Recruitment Year | 2026 |
| Application Mode | Online |
Vacancy Details |
The 514 Credit Officer vacancies are distributed across various managerial scales as given below:
| Scale | Post | No. of Vacancies |
| MMGS-II | Credit Officer | 418 |
| MMGS-III | Credit Officer | 60 |
| SMGS-IV | Credit Officer | 36 |
| Total | 514 |
Educational Qualification |
Candidates must possess:
A Bachelor’s Degree in any discipline from a recognized university
OR
Professional qualifications such as CA / ICWA / CFA / MBA / PGDBM in Finance, Banking, or related fields (preferred for higher scales)
*Note: Educational qualifications must be obtained from a recognized institution approved by the Government of India.
Experience Requirement |
Relevant post-qualification banking or financial experience is mandatory:
MMGS-II: Minimum 3 years of officer-level experience, including credit-related work
MMGS-III: Minimum 5 years of officer-level experience with credit exposure
SMGS-IV: Minimum 8 years of officer-level experience, including senior credit handling roles
Experience must be in scheduled commercial banks, financial institutions, or recognized organizations.
Age Limit (as per notification cut-off date) |
| Scale | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 30 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
SC/ST: 5 Years
OBC (Non-Creamy Layer): 3 Years
PwBD: As per government norms
Pay Scale
Selected candidates will receive an attractive salary along with allowances:
| Sacle | Salary |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
In addition to basic pay, employees are entitled to DA, HRA, CCA, medical benefits, pension, and other perks as per bank rules.
Selection Process
The selection process may consist of:
1. Shortlisting / Screening of Applications
2. Online Examination (if conducted)
3. Personal Interview
Final selection will be based on overall performance and eligibility verification.
Application Fee
General / OBC / EWS: ₹850
SC / ST / PwBD: ₹175
The fee must be paid online using debit card, credit card, net banking, or UPI.
How to Apply |
Eligible candidates can apply online by following these steps:
1. Visit the official Bank of India website
2. Go to the Careers / Recruitment section
3. Open the Credit Officer Recruitment 2026 notification
4. Register using a valid email ID and mobile number
5. Fill in the application form carefully
6. Upload required documents
7. Pay the application fee online
8. Submit the form and take a printout for future reference
Important Instructions
Candidates must ensure they meet all eligibility conditions before applying
Incomplete or incorrect applications may be rejected
Experience and qualification will be verified during the interview stage
Final posting will be anywhere in India as per bank requirement
Important Web-Links |
| Application Form | 20/12/2025 |
| Advertisement | Click Here |
| Website | Click Here |
